Welcome to LTCinsurance.com the oldest and most respected site on the internet devoted to financial planning.

With a humble beginning in 1996, LTCinsurance is in its 12th year of assisting consumers find the best long term care insurance policy to fit their needs and budget.

On to the details regarding LTC coverage

Know Your Options - The Basics of Coverage
The Definition of ADL Activities of Daily Living
Review Important Issues - Our library of Long Term Care Articles
Understand the Role of Government - Recent Federal LTC Bills
Read and Share - Discussion Board
Our consumer website is here to help you purchase an excellent, LTC policy that will provide adequate coverage in time of need.

The growing need for Long-Term Care in America

Many people today have no idea what supportive and assisted living services cost in a nursing facility and at home, and have no concept of how these services are paid for. There are only three ways to pay for needed care:

Insurance
Cash
Welfare

The cash option will cause a situation where you will quickly deplete all of your assets, both liquid and others such as your home, stocks and retirement plans.

The welfare component would come into play after your assets are gone. You cannot access state or federally funded programs until your assets are below the poverty line.

Insurance would keep you in the facility of your choice, or even your home with supported care, and protect all of your cash and assets.

Learn More About Your options...

Request your Free Insurance quote and you will receive our Guide to LTC Insurance. The Guide is filled with more information to help you learn even more and its FREE!

If you are a federal employee you may want to investigate FLTCIP.

Texas license# 1270417