John Hancock And Metropolitan Life for federal employees

Metropolitan Life and John Hancock have combined to offer products to all federal employees, both active and retired. The interesting thing about the pairing and the offer of policies to federal employees is that this will form a separate risk pool from an actuary and risk stand point.

The product offered will not be available to individual purchasers and is different from the products they both market to the public. If you are a federal employee this would definitely be something you should investigate. Although, many federal employees after learning the benefits of an LTC policy have opted to purchase one on their own because of the additional benefits.