Long-Term Care (LTC) Insurance Policy Definitions

  • Accessibility
    Accessibility is the ability of impaired or debilitated persons to obtain services or perform actions needed for every day living.
  • Aging
    Aging is not just getting older. It is a complex social, political and economic phenomenon that impacts the individual and encompasses all aspects of society.
  • Baby Boomers
    A “Baby Boomer” is someone who was born between the years of 1946 and 1964.
  • Care Giving
    Care Giving is the provision of assistance to people who have difficulty properly caring for themselves.
  • Disability
    Disability is a mental or physical or difficulty that limits an individual’s ability to perform every day tasks.
  • Elder Law
    Elder law is a sub-set of the laws of this country that pertain to the rights and treatment of persons of retirement age.
  • Hospitals
    Hospitals are institutions designed to provide medical care for injured, sick or incapacitated individuals.
  • Long Term Care
    Long term care is the provision of support services for those individuals that have difficulty carrying out daily living skills; dressing, bathing, eating, cleaning, ect.
  • Medicaid
    Medicaid is a federal health insurance program that is administered by states.
  • Medical Insurance
    Medical Insurance is a product that you pay for, and is designed to provide insurance coverage should you be in need of medical services.
  • Medicare
    Medicare is a health insurance program that is for people over the age of 65, and is administered by the federal government.
  • Parkinson’s Disease
    Parkinson’s disease is a neurological disorder that effects the nervous system and afflicts just one million people in the United States.
  • Retirement
    Retirement is the stage of a person’s life where they will no longer attend work, on a regular basis for pay.